Reasons to get Travel Insurance

When you are planning and booking a holiday it can be that the costs slowly add up so you look for ways to save where you can. However, there are loads of reasons to get travel insurance which make it worth the price, so this is not something that you should avoid paying for.

Protect your luggage

One of the top reasons for getting travel insurance is that it protects your luggage, so if your bags go missing or get stolen you can be rest assured that your insurance will cover the costs of whatever you had packed inside. This includes any gadgets, such as tablets or cameras, and can cover a certain amount of money depending on which policy you choose too.

Cover your medical care

The EHIC (European Health Insurance Card) will enable you to get free or reduced healthcare should anything happen while you are in one of 28 EU countries, plus a few more, but will not cover you in many others around the world. This means that you should apply for one of these if you don’t have one, or make sure yours is valid before you travel.

However, if you are travelling to a country where you cannot use your EHIC card you will have to pay for any medical help that you need during your time away, so you will need travel insurance to cover this as it can get expensive!

Avoid costly cancellations

Another benefit of getting travel insurance is that it can protect you should your holiday, flights, or excursions get cancelled. Even though this may seriously disrupt your travel plans, having some monetary compensation can help you to plan an alternative holiday or activity that you may not have been able to afford otherwise.

With so many reasons to get travel insurance that make this an important part of any holiday planning, don’t forget to buy yours before your trip. If you are travelling on a budget, take a look at comparison sites which will give you the best prices for the cover you need.